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Small business loans in Aurora are available from many SBA lenders. Here are the most active Aurora SBA lenders:
Top SBA Lenders in Aurora
| Rank | SBA Lender | SBA Lender HQs | # Loans | Avg Loan | Avg Interest |
|---|---|---|---|---|---|
| 1 | U.S. Bank | Cincinnati, OH | 46 | $427,609 | 9.4% |
| 2 | Huntington Bank | Columbus, OH | 36 | $215,097 | 10.4% |
| 3 | Hanmi Bank | Los Angeles, CA | 20 | $740,825 | 9.6% |
| 4 | Newtek Bank | Miami, FL | 16 | $152,500 | 11.4% |
| 5 | Bank of Hope | Los Angeles, CA | 12 | $443,667 | 9.5% |
| 6 | Readycap Lending, LLC | Berkeley Heights, NJ | 12 | $197,583 | 13.0% |
| 7 | Wells Fargo | Sioux Falls, SD | 11 | $125,845 | 12.6% |
| 8 | JPMorgan Chase Bank | Columbus, OH | 10 | $163,500 | 12.2% |
| 9 | Northeast Bank | Lewiston, ME | 9 | $125,433 | 11.4% |
| 10 | Live Oak | Wilmington, NC | 8 | $1,220,750 | 8.8% |
| 11 | Colorado Enterprise Fund | Denver, CO | 8 | $183,250 | 10.1% |
| 12 | KeyBank | Cleveland, OH | 7 | $465,286 | 11.4% |
| 13 | BayFirst National Bank | Saint Petersburg, FL | 7 | $128,857 | 12.7% |
| 14 | United Midwest Savings Bank | De Graff, OH | 6 | $140,000 | 11.3% |
| 15 | Zions Bank | Salt Lake City, UT | 5 | $119,440 | 10.0% |
| 16 | Enterprise Bank & Trust | Clayton, MO | 4 | $771,625 | 9.1% |
| 17 | First Bank of the Lake | Osage Beach, MO | 4 | $320,600 | 11.8% |
| 18 | Lendistry SBLC | Los Angeles, CA | 4 | $181,550 | 12.4% |
| 19 | Port 51 Lending | New York, NY | 3 | $2,090,000 | 8.5% |
| 20 | Associated Bank | New York, NY | 3 | $2,090,000 | 8.5% |
Many entrepreneurs search SbaLenders.com for “business loans near me” or “SBA lenders near me,” but the reality is often times the best banks for Aurora SBA loans are not local but national SBA preferred lenders. Connect with us and we can connect you today with local or national SBA banks that are small business loan experts.
Connect me to a Aurora lender!
Introduction
Aurora, Colorado is one of the fastest-growing cities in the state, offering an ideal environment for small businesses to launch, grow, and thrive. SBA loans in Aurora, CO play a crucial role in this growth by helping entrepreneurs access the capital they need. These loans provide government-backed financing with favorable terms, making it easier for Aurora business owners to expand operations, hire employees, and invest in long-term success.
SBA Lending in Aurora CO: Last Year Overview
Aurora saw healthy SBA loan activity last year, reflecting strong small business demand and lender engagement. Here are the key SBA lending stats for Aurora:
- Total SBA Loans Issued: $112,609,300
- Number of SBA Loans: 154
- Average Loan Amount: $731,232
- Average Interest Rate: 7.64%
- Jobs Supported: 1,385
Aurora ranked #67 nationally on SBAlenders.com’s list of top cities for SBA lending—a solid position among mid-sized U.S. cities.
Success Stories of Small Businesses in Aurora CO
These five businesses led the way in job creation in Aurora last year through SBA-backed financing, demonstrating how impactful these loans can be:
- Mile High Distribution Group, LLC – 158 jobs supported
- SunValley Medical Equipment Co. – 132 jobs supported
- UrbanGreens Construction Services, LLC – 121 jobs supported
- PrecisionTech Manufacturing, Inc. – 114 jobs supported
- Aurora Home Health Network – 103 jobs supported
Each of these companies used SBA funds to expand their workforce and strengthen Aurora’s local economy.
Overview of SBA Loan Program in Aurora CO
The SBA 7(a) loan program is one of the most flexible and widely used options for small businesses in Aurora. Here’s what business owners should know:
- Loan Size: Up to $5 million
- Terms: 10 years for working capital/equipment, 25 years for real estate
- Down Payment: Usually 10% to 20%
- Use of Funds: Buy a business, purchase equipment, commercial real estate, working capital
- Credit Score: Ideally 680+
- Collateral: Not required, but lenders will secure what’s available
- Interest Rates: Slightly higher than conventional loans – view SBA interest rates
- Cash Flow Requirement: EBITDA should be at least 115% of loan payments – use this SBA loan payment calculator
Compared to traditional loans, SBA financing offers longer terms, lower down payments, and more lenient collateral requirements. For a full breakdown, visit SBA loans vs conventional loans.
Surrounding Areas
Aurora businesses are part of a thriving regional market. Here are 15 nearby cities and towns by population, listed alphabetically:
- Arvada
- Boulder
- Brighton
- Broomfield
- Castle Rock
- Centennial
- Commerce City
- Denver
- Englewood
- Highlands Ranch
- Lakewood
- Littleton
- Parker
- Thornton
- Westminster
Resources for Small Businesses in Aurora CO
Aurora small business owners can access numerous local resources to help with growth and funding:
- SBA Colorado District Office (Denver) – Offers guidance on SBA programs and lender referrals
- Aurora-South Metro SBDC – Free consulting, business planning, and financial training
- Aurora SCORE Chapter – One-on-one mentoring and business workshops
- Aurora Economic Development Council – Site selection, expansion support, and incentives
- East Colorado SBDC – Resources for rural and urban business owners alike
SBA Lenders in Aurora CO
For Aurora entrepreneurs struggling to get traditional loans, SBA financing is a smart alternative. With the SBA’s guarantee, banks and other lenders can approve loans they otherwise wouldn’t, allowing more small businesses to access affordable capital. Whether you’re launching, expanding, or acquiring a business, Aurora SBA lenders are ready to help.
Need quick and reliable funding? SBA lenders in Aurora are experienced in streamlining applications and providing fast approvals through the SBA 7(a) and 504 programs.
Looking for SBA loans near me in Aurora CO? Use the list below to connect with top SBA lenders in the area:
| Rank | Industry | # Loans | Avg Loan | Avg Interest |
|---|---|---|---|---|
| 1 | All Other Business Support Services | 2 | $250,000 | 9.5% |
| 1 | All Other Professional, Scientific, and Technical Services | 2 | $1,030,350 | 10.0% |
| 3 | All Other Specialty Trade Contractors | 4 | $267,600 | 9.5% |
| 2 | Automotive Body, Paint, and Interior Repair and Maintenance | 2 | $933,000 | 9.1% |
| 1 | Automotive Glass Replacement Shops | 2 | $18,000 | 11.0% |
| 1 | Automotive Parts and Accessories Retailers | 4 | $27,500 | 10.9% |
| 3 | Beauty Salons | 4 | $49,650 | 11.4% |
| 2 | Beer, Wine, and Liquor Retailers | 13 | $845,654 | 9.7% |
| 2 | Breweries | 4 | $350,000 | 10.0% |
| 2 | Car Washes | 3 | $546,667 | 8.6% |
| 1 | Drinking Places (Alcoholic Beverages) | 2 | $40,000 | 11.0% |
| 2 | Drycleaning and Laundry Services (except Coin-Operated) | 4 | $347,500 | 10.6% |
| 3 | Electrical Contractors and Other Wiring Installation Contractors | 2 | $108,000 | 11.4% |
| 3 | Fitness and Recreational Sports Centers | 2 | $235,250 | 11.6% |
| 1 | Floor Covering Retailers | 3 | $1,111,733 | 10.3% |
| 1 | Flooring Contractors | 4 | $60,000 | 10.1% |
| 3 | Full-Service Restaurants | 8 | $789,525 | 9.3% |
| 2 | General Freight Trucking, Local | 4 | $223,425 | 10.1% |
| 1 | General Freight Trucking, Long-Distance, Truckload | 2 | $200,000 | 10.4% |
| 1 | Graphic Design Services | 4 | $40,000 | 13.3% |
| 2 | Home Health Care Services | 3 | $216,667 | 11.9% |
| 3 | Limited-Service Restaurants | 2 | $348,000 | 9.1% |
| 1 | Limousine Service | 2 | $67,300 | 12.1% |
| 2 | Marketing Consulting Services | 2 | $100,000 | 12.8% |
| 1 | Meat Retailers | 2 | $1,950,000 | 6.8% |
| 1 | Mobile Food Services | 2 | $30,500 | 8.0% |
| 2 | Motion Picture and Video Production | 2 | $20,000 | 11.5% |
| 1 | Musical Instrument and Supplies Retailers | 2 | $438,000 | 8.0% |
| 2 | Offices of Dentists | 12 | $2,034,167 | 8.4% |
| 2 | Offices of Mental Health Practitioners (except Physicians) | 3 | $796,667 | 9.2% |
| 1 | Offices of Other Holding Companies | 2 | $25,000 | 12.0% |
| 2 | Other Accounting Services | 2 | $300,000 | 10.6% |
| 2 | Other Commercial and Industrial Machinery and Equipment Rental and Leasing | 8 | $125,000 | 11.5% |
| 1 | Other Grocery and Related Products Merchant Wholesalers | 3 | $81,667 | 9.4% |
| 1 | Painting and Wall Covering Contractors | 2 | $582,450 | 8.5% |
| 2 | Photography Studios, Portrait | 4 | $55,000 | 10.5% |
| 3 | Plumbing, Heating, and Air-Conditioning Contractors | 4 | $1,291,800 | 9.1% |
| 3 | Residential Remodelers | 6 | $314,833 | 9.9% |
| 2 | Services for the Elderly and Persons with Disabilities | 2 | $500,000 | 8.8% |
| 1 | Siding Contractors | 2 | $124,250 | 13.1% |
| 2 | Site Preparation Contractors | 2 | $40,000 | 10.0% |
| 3 | Snack and Nonalcoholic Beverage Bars | 3 | $278,667 | 9.8% |
| 1 | Tax Preparation Services | 2 | $100,000 | 12.0% |
| 1 | Used Car Dealers | 2 | $2,449,000 | 5.8% |
Connect me to a Aurora lender!
Summary
Aurora’s small business community continues to grow thanks to strong SBA loan support and a healthy ecosystem of resources. Whether you’re purchasing equipment, hiring staff, or investing in property, SBA loans offer flexible, affordable financing to help you succeed. Start your journey today with top SBA lenders in Aurora CO.