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Small business loans in Denver are available from many SBA lenders. Here are the most active Denver SBA lenders:
Top SBA Lenders in Denver
| Rank | SBA Lender | SBA Lender HQs | # Loans | Avg Loan | Avg Interest |
|---|---|---|---|---|---|
| 1 | Huntington Bank | Columbus, OH | 118 | $435,369 | 9.9% |
| 2 | U.S. Bank | Cincinnati, OH | 106 | $200,428 | 10.0% |
| 3 | Newtek Bank | Miami, FL | 60 | $309,200 | 11.2% |
| 4 | JPMorgan Chase Bank | Columbus, OH | 31 | $675,339 | 10.1% |
| 5 | Live Oak | Wilmington, NC | 28 | $1,081,179 | 9.2% |
| 6 | Readycap Lending, LLC | Berkeley Heights, NJ | 27 | $187,656 | 13.0% |
| 7 | Celtic Bank | Salt Lake City, UT | 21 | $226,105 | 10.8% |
| 8 | Northeast Bank | Lewiston, ME | 21 | $181,205 | 11.0% |
| 9 | BayFirst National Bank | Saint Petersburg, FL | 21 | $150,905 | 12.8% |
| 10 | Wells Fargo | Sioux Falls, SD | 20 | $515,375 | 8.8% |
| 11 | Hanmi Bank | Los Angeles, CA | 18 | $776,056 | 9.6% |
| 12 | Lendistry SBLC | Los Angeles, CA | 18 | $250,017 | 12.2% |
| 13 | Colorado Enterprise Fund | Denver, CO | 18 | $185,228 | 10.1% |
| 14 | Zions Bank | Salt Lake City, UT | 16 | $141,025 | 9.9% |
| 15 | KeyBank | Cleveland, OH | 15 | $254,687 | 11.5% |
| 16 | United Midwest Savings Bank | De Graff, OH | 14 | $259,857 | 10.6% |
| 17 | VelocitySBA | Irving, TX | 12 | $828,833 | 10.7% |
| 18 | Bank of Hope | Los Angeles, CA | 8 | $1,105,250 | 9.1% |
| 19 | Community Banks of Colorado | Greenwood Village, CO | 8 | $849,425 | 9.6% |
| 20 | CenTrust Bank | Northbrook, IL | 8 | $240,000 | 10.8% |
Top Industries for SBA Loans in Denver
| Rank | Industry | # Loans | Avg Loan | Avg Interest |
|---|---|---|---|---|
| 11 | Administrative Management and General Management Consulting Services | 9 | $171,611 | 10.3% |
| 10 | All Other Amusement and Recreation Industries | 2 | $1,095,100 | 8.4% |
| 4 | All Other Automotive Repair and Maintenance | 2 | $40,000 | 13.2% |
| 8 | All Other Miscellaneous Retailers | 6 | $585,667 | 11.1% |
| 1 | All Other Miscellaneous Waste Management Services | 4 | $589,450 | 6.9% |
| 12 | All Other Personal Services | 5 | $402,800 | 11.6% |
| 8 | All Other Professional, Scientific, and Technical Services | 9 | $375,689 | 11.1% |
| 13 | All Other Specialty Trade Contractors | 7 | $595,286 | 9.7% |
| 2 | All Other Support Services | 2 | $228,750 | 9.8% |
| 1 | Analytical Laboratory Instrument Manufacturing | 2 | $58,700 | 10.8% |
| 11 | Automotive Body, Paint, and Interior Repair and Maintenance | 2 | $2,358,900 | 8.3% |
| 2 | Automotive Glass Replacement Shops | 3 | $77,667 | 12.3% |
| 17 | Beauty Salons | 16 | $370,294 | 11.1% |
| 11 | Beer, Wine, and Liquor Retailers | 19 | $889,553 | 10.2% |
| 5 | Caterers | 2 | $87,500 | 9.8% |
| 13 | Child Care Services | 2 | $1,302,350 | 8.0% |
| 14 | Clothing and Clothing Accessories Retailers | 7 | $146,786 | 11.0% |
| 4 | Coin-Operated Laundries and Drycleaners | 3 | $600,667 | 8.7% |
| 4 | Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance | 2 | $854,000 | 8.4% |
| 7 | Commercial and Institutional Building Construction | 5 | $388,000 | 8.9% |
| 2 | Commercial Bakeries | 2 | $120,000 | 10.6% |
| 7 | Commercial Printing (except Screen and Books) | 4 | $262,500 | 10.7% |
| 8 | Computer Systems Design Services | 3 | $430,200 | 9.2% |
| 2 | Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services | 2 | $200,000 | 10.9% |
| 6 | Cosmetics, Beauty Supplies, and Perfume Retailers | 3 | $66,667 | 10.9% |
| 1 | Custom Architectural Woodwork and Millwork Manufacturing | 8 | $285,000 | 11.6% |
| 8 | Custom Computer Programming Services | 8 | $537,350 | 9.9% |
| 10 | Drinking Places (Alcoholic Beverages) | 6 | $260,133 | 9.6% |
| 5 | Educational Support Services | 2 | $69,000 | 10.0% |
| 1 | Electrical Apparatus and Equipment, Wiring Supplies, and Related Equipment Merchant Wholesalers | 5 | $573,600 | 10.5% |
| 12 | Electrical Contractors and Other Wiring Installation Contractors | 9 | $990,489 | 9.3% |
| 8 | Engineering Services | 6 | $242,333 | 11.1% |
| 4 | Fine Arts Schools | 7 | $99,229 | 10.5% |
| 17 | Fitness and Recreational Sports Centers | 17 | $559,141 | 10.4% |
| 2 | Floor Covering Retailers | 5 | $610,540 | 10.2% |
| 9 | Flooring Contractors | 3 | $198,333 | 10.7% |
| 2 | Food (Health) Supplement Retailers | 2 | $40,000 | 10.5% |
| 3 | Food Service Contractors | 2 | $201,350 | 10.0% |
| 1 | Framing Contractors | 2 | $25,000 | 12.5% |
| 5 | Freight Transportation Arrangement | 2 | $45,000 | 11.7% |
| 18 | Full-Service Restaurants | 23 | $670,613 | 9.7% |
| 2 | Furniture Merchant Wholesalers | 4 | $315,000 | 10.5% |
| 11 | General Automotive Repair | 10 | $210,760 | 11.4% |
| 2 | General Warehousing and Storage | 4 | $250,350 | 10.3% |
| 5 | Graphic Design Services | 6 | $183,667 | 12.0% |
| 2 | Hardware Merchant Wholesalers | 2 | $154,000 | 10.8% |
| 13 | Home Health Care Services | 4 | $1,102,600 | 9.0% |
| 12 | Hotels (except Casino Hotels) and Motels | 5 | $4,192,000 | 9.3% |
| 15 | Insurance Agencies and Brokerages | 9 | $743,122 | 9.2% |
| 8 | Interior Design Services | 2 | $227,500 | 10.4% |
| 11 | Janitorial Services | 4 | $1,349,325 | 9.6% |
| 11 | Landscaping Services | 25 | $552,288 | 10.3% |
| 17 | Limited-Service Restaurants | 6 | $588,467 | 9.9% |
| 11 | Marketing Consulting Services | 5 | $260,000 | 10.1% |
| 7 | Mobile Food Services | 2 | $34,700 | 9.3% |
| 3 | Mortgage and Nonmortgage Loan Brokers | 9 | $815,000 | 10.0% |
| 2 | Motor Vehicle Towing | 2 | $50,000 | 9.5% |
| 6 | Nail Salons | 5 | $307,000 | 9.6% |
| 9 | New Single-Family Housing Construction (except For-Sale Builders) | 2 | $252,850 | 10.6% |
| 1 | Nonchocolate Confectionery Manufacturing | 2 | $842,350 | 7.5% |
| 13 | Offices of All Other Miscellaneous Health Practitioners | 2 | $938,500 | 9.6% |
| 11 | Offices of Dentists | 4 | $1,741,525 | 7.4% |
| 9 | Offices of Lawyers | 12 | $549,758 | 9.7% |
| 12 | Offices of Mental Health Practitioners (except Physicians) | 5 | $1,016,940 | 9.1% |
| 14 | Offices of Physicians (except Mental Health Specialists) | 5 | $974,740 | 8.6% |
| 9 | Offices of Real Estate Agents and Brokers | 4 | $235,650 | 9.6% |
| 10 | Other Accounting Services | 3 | $149,067 | 10.3% |
| 3 | Other Activities Related to Real Estate | 3 | $240,000 | 10.6% |
| 11 | Other Computer Related Services | 6 | $433,333 | 11.0% |
| 4 | Other Grocery and Related Products Merchant Wholesalers | 6 | $291,000 | 9.5% |
| 5 | Other Individual and Family Services | 2 | $201,000 | 8.2% |
| 5 | Other Management Consulting Services | 3 | $136,333 | 11.3% |
| 6 | Other Personal and Household Goods Repair and Maintenance | 3 | $102,000 | 8.6% |
| 13 | Other Personal Care Services | 3 | $526,200 | 7.6% |
| 6 | Other Scientific and Technical Consulting Services | 2 | $10,000 | 10.0% |
| 1 | Other Waste Collection | 2 | $317,500 | 9.9% |
| 12 | Painting and Wall Covering Contractors | 7 | $814,271 | 10.3% |
| 2 | Payroll Services | 4 | $58,000 | 11.5% |
| 10 | Pet Care (except Veterinary) Services | 3 | $263,800 | 9.7% |
| 5 | Photography Studios, Portrait | 4 | $50,000 | 10.5% |
| 1 | Plumbing and Heating Equipment and Supplies (Hydronics) Merchant Wholesalers | 2 | $1,092,700 | 6.8% |
| 15 | Plumbing, Heating, and Air-Conditioning Contractors | 10 | $261,300 | 9.6% |
| 3 | Portfolio Management and Investment Advice | 4 | $650,000 | 10.7% |
| 3 | Public Relations Agencies | 2 | $275,000 | 11.5% |
| 5 | Remediation Services | 3 | $296,333 | 10.8% |
| 7 | Residential Property Managers | 4 | $1,100,000 | 10.5% |
| 15 | Residential Remodelers | 12 | $184,292 | 10.6% |
| 7 | Roofing Contractors | 6 | $479,133 | 9.6% |
| 3 | Security Guards and Patrol Services | 2 | $1,118,300 | 7.5% |
| 6 | Services for the Elderly and Persons with Disabilities | 4 | $47,500 | 9.5% |
| 4 | Siding Contractors | 2 | $300,900 | 7.3% |
| 4 | Sign Manufacturing | 2 | $249,950 | 9.7% |
| 16 | Snack and Nonalcoholic Beverage Bars | 8 | $405,263 | 9.8% |
| 3 | Software Publishers | 9 | $2,563,000 | 10.3% |
| 3 | Sporting and Recreational Goods and Supplies Merchant Wholesalers | 4 | $75,000 | 9.8% |
| 5 | Sporting Goods Retailers | 3 | $41,667 | 12.0% |
| 6 | Sports and Recreation Instruction | 4 | $135,000 | 9.7% |
| 2 | Telecommunications Resellers | 2 | $275,000 | 12.8% |
| 5 | Used Car Dealers | 4 | $460,500 | 10.8% |
| 3 | Used Household and Office Goods Moving | 2 | $165,000 | 9.5% |
| 8 | Vending Machine Operators | 7 | $111,214 | 9.9% |
| 3 | Veterinary Services | 2 | $1,108,500 | 9.1% |
Finding the right SBA lender in Denver can be the key to unlocking the funding your business needs. Whether you’re expanding, purchasing equipment, or securing working capital, we connect you with top SBA lenders in Denver and nationwide to get the best financing options. Click “Connect me to a Denver Lender“ now and take the first step toward securing the right loan for your business!
Connect me to a Denver lender!
Top SBA Lenders in Denver | Denver SBA Loans
Introduction
Denver is a thriving hub for small businesses, with a booming startup scene and a strong entrepreneurial spirit. However, many business owners struggle to secure the necessary funding to expand and grow. SBA loans in Denver provide a powerful solution, offering competitive interest rates, long repayment terms, and accessible financing for businesses across all industries. Whether you need funding for expansion, equipment, or working capital, an SBA loan could be the key to your business’s success.
SBA Lending in Denver: Last Year Overview
SBA lending continues to play a significant role in supporting small businesses in Denver. Here are the key statistics from last year:
- Total SBA Loans Issued: $158,268,400
- Number of SBA Loans: 340
- Average Loan Amount: $465,495.29
- Average Interest Rate: 11.05%
- Jobs Supported: 3,192
- SBAlenders.com City Ranking: #12 in the U.S.
These figures showcase the importance of SBA loans in Denver, helping business owners secure capital while creating thousands of jobs in the local economy.
Why Lenders Choose Us
Lenders trust us because we make the SBA loan process seamless for both lenders and business owners. Here’s why they partner with us:
- Extensive Network of SBA-Approved Lenders: We connect businesses with the best SBA lenders in Denver and nationwide.
- Efficient Loan Application Process: Our streamlined system speeds up approvals and reduces paperwork.
- Expert Business Loan Guidance: Our team helps business owners navigate SBA loan requirements to maximize approval chances.
- Tailored Loan Matching: We analyze business needs to connect them with the most suitable lenders.
- Proven Success: Thousands of businesses have secured SBA funding through our platform, helping them expand and create jobs.
By working with us, lenders can efficiently support small businesses while ensuring successful loan outcomes.
Overview of SBA Loan Program in Denver
The SBA 7(a) loan program is the most flexible SBA loan, catering to a variety of business needs. Here’s what you need to know about SBA loans:
- Loan Size: Up to $5,000,000
- Loan Term: 10 years for non-real estate loans; 25 years for real estate loans
- Interest Rates: Slightly higher than conventional loans, negotiated with lenders within SBA’s maximum interest rate
- Use of Loan Proceeds: Business acquisitions, real estate purchases, equipment financing, debt refinancing, partner buyouts, franchise openings, and working capital
- Down Payment: Typically 10% to 20%
- Credit Score Requirement: 680+ is ideal, with a minimum of 640 for consideration
- Collateral: Not required, but all available collateral must be pledged
SBA loans are designed for businesses that may not qualify under traditional lending standards, offering lower down payments, longer repayment terms, and fewer financial restrictions.
Surrounding Areas
Business owners in nearby areas may also find SBA lending opportunities in these cities:
Arvada, Aurora, Boulder, Broomfield, Castle Rock, Centennial, Commerce City, Englewood, Golden, Highlands Ranch, Lakewood, Littleton, Longmont, Thornton, Westminster.
Resources for Small Businesses in Denver
Denver business owners have access to valuable resources to support their growth:
- Denver SBA District Office – Provides assistance with SBA loan programs and applications.
- SCORE Denver – Offers free business mentoring and workshops.
- Small Business Development Centers (SBDC) – Provides consulting services for small businesses.
- Denver Metro Chamber of Commerce – Connects business owners with networking and funding opportunities.
Summary
SBA loans continue to be a crucial funding source for small businesses in Denver, offering accessible capital to fuel business growth and job creation. With competitive interest rates, flexible repayment terms, and strong business support, securing an SBA loan could be the key to your business’s success. If you’re looking for the best SBA lenders in Denver, explore your options today and take the next step toward securing the right financing.
