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Top Lenders in San Antonio
| Rank | SBA Lender | SBA Lender HQs | # Loans | Avg Loan | Avg Interest |
|---|---|---|---|---|---|
| 1 | Newtek Bank | Miami, FL | 92 | $491,087 | 11.3% |
| 2 | Huntington Bank | Columbus, OH | 53 | $406,683 | 10.5% |
| 3 | United Midwest Savings Bank | De Graff, OH | 36 | $534,989 | 10.4% |
| 4 | PlainsCapital Bank | Dallas, TX | 32 | $332,053 | 10.3% |
| 5 | BayFirst National Bank | Saint Petersburg, FL | 32 | $126,331 | 13.0% |
| 6 | Readycap Lending, LLC | Berkeley Heights, NJ | 30 | $207,193 | 12.2% |
| 7 | JPMorgan Chase Bank | Columbus, OH | 28 | $338,479 | 10.6% |
| 8 | Zions Bank | Salt Lake City, UT | 24 | $316,104 | 10.7% |
| 9 | Live Oak | Wilmington, NC | 21 | $1,033,381 | 9.4% |
| 10 | Wells Fargo | Sioux Falls, SD | 20 | $242,245 | 11.7% |
| 11 | Northeast Bank | Lewiston, ME | 20 | $127,055 | 10.7% |
| 12 | Lendistry SBLC | Los Angeles, CA | 16 | $189,950 | 12.2% |
| 13 | Brookline, MA | 15 | $1,976,800 | 9.9% | |
| 14 | America First Federal Credit Union | Brookline, MA | 15 | $1,976,800 | 9.9% |
| 15 | Beacon Bank | Brookline, MA | 15 | $1,976,800 | 9.9% |
| 16 | Prosperity Bank | El Campo, TX | 13 | $619,931 | 9.0% |
| 17 | LiftFund | San Antonio, TX | 12 | $160,042 | 12.2% |
| 18 | First Bank of the Lake | Osage Beach, MO | 11 | $411,700 | 11.1% |
| 19 | Wallis Bank | Wallis, TX | 10 | $1,823,050 | 9.6% |
| 20 | Broadway National Bank | San Antonio, TX | 10 | $794,040 | 9.7% |
Top Industries for SBA Loans in San Antonio
| Rank | Industry | # Loans | Avg Loan | Avg Interest |
|---|---|---|---|---|
| 19 | Advertising Agencies | 2 | $551,000 | 10.1% |
| 10 | All Other Automotive Repair and Maintenance | 2 | $851,250 | 11.1% |
| 7 | Clothing and Clothing Accessories Merchant Wholesalers | 2 | $1,117,000 | 11.0% |
| 16 | Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance | 3 | $310,667 | 8.5% |
| 19 | Commercial and Institutional Building Construction | 3 | $1,090,000 | 9.5% |
| 15 | Convenience Retailers | 2 | $114,500 | 10.9% |
| 20 | Cosmetics, Beauty Supplies, and Perfume Retailers | 3 | $568,000 | 10.3% |
| 2 | Drafting Services | 2 | $534,900 | 9.8% |
| 3 | Drugs and Druggists’ Sundries Merchant Wholesalers | 2 | $2,350,000 | 9.5% |
| 3 | Farm and Garden Machinery and Equipment Merchant Wholesalers | 4 | $250,000 | 11.5% |
| 15 | Gasoline Stations with Convenience Stores | 8 | $2,060,875 | 8.7% |
| 9 | Gift, Novelty, and Souvenir Retailers | 5 | $68,000 | 11.7% |
| 9 | Hobby, Toy, and Game Retailers | 8 | $93,675 | 11.4% |
| 1 | Iron and Steel Pipe and Tube Manufacturing from Purchased Steel | 2 | $500,000 | 9.3% |
| 5 | Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers | 2 | $225,000 | 12.3% |
| 1 | Musical Instrument Manufacturing | 2 | $1,863,500 | 9.2% |
| 18 | Nail Salons | 2 | $267,500 | 10.3% |
| 4 | Office Administrative Services | 5 | $110,000 | 9.8% |
| 9 | Offices of Optometrists | 2 | $32,500 | 11.6% |
| 19 | Offices of Physical, Occupational and Speech Therapists, and Audiologists | 3 | $182,700 | 9.3% |
| 10 | Offices of Physicians, Mental Health Specialists | 3 | $81,667 | 11.8% |
| 12 | Other Activities Related to Real Estate | 4 | $578,800 | 8.9% |
| 10 | Other Building Equipment Contractors | 2 | $187,500 | 10.5% |
| 20 | Other Computer Related Services | 3 | $413,333 | 10.7% |
| 10 | Other Individual and Family Services | 6 | $250,000 | 9.8% |
| 12 | Other Management Consulting Services | 3 | $145,000 | 11.8% |
| 13 | Other Personal and Household Goods Repair and Maintenance | 3 | $153,333 | 10.8% |
| 4 | Other Support Activities for Air Transportation | 2 | $1,750,000 | 9.3% |
| 5 | Other Technical and Trade Schools | 4 | $150,000 | 11.5% |
| 2 | Other Waste Collection | 2 | $115,000 | 12.4% |
| 10 | Photography Studios, Portrait | 2 | $100,000 | 12.1% |
| 8 | Private Mail Centers | 5 | $317,380 | 9.2% |
| 7 | Promoters of Performing Arts, Sports, and Similar Events with Facilities | 5 | $419,360 | 10.2% |
| 3 | Recreational Goods Rental | 10 | $412,500 | 9.9% |
| 5 | Recyclable Material Merchant Wholesalers | 2 | $150,000 | 10.3% |
| 19 | Services for the Elderly and Persons with Disabilities | 2 | $448,500 | 10.0% |
| 11 | Site Preparation Contractors | 4 | $301,750 | 9.9% |
| 5 | Software Publishers | 2 | $180,900 | 10.1% |
| 9 | Specialized Freight (except Used Goods) Trucking, Local | 2 | $60,000 | 10.0% |
| 20 | Sports and Recreation Instruction | 2 | $635,000 | 9.8% |
| 19 | Tax Preparation Services | 5 | $194,400 | 10.9% |
| 6 | Temporary Help Services | 4 | $350,000 | 9.8% |
| 3 | Tour Operators | 4 | $75,000 | 10.5% |
| 15 | Used Car Dealers | 4 | $288,500 | 10.7% |
| 8 | Used Household and Office Goods Moving | 2 | $188,000 | 11.9% |
| 20 | Vending Machine Operators | 6 | $128,333 | 10.3% |
| 8 | Veterinary Services | 2 | $150,000 | 10.9% |
| 7 | Wine and Distilled Alcoholic Beverage Merchant Wholesalers | 4 | $100,000 | 11.5% |
| 6 | Wood Kitchen Cabinet and Countertop Manufacturing | 3 | $1,008,333 | 8.7% |
Finding the right SBA lender in San Antonio is crucial for securing the funding your business needs. Whether you’re expanding, purchasing equipment, or managing cash flow, we connect you with top SBA lenders in San Antonio and nationwide. Don’t settle for just any lender—click “Connect me to a San Antonio Lender” now to find the best financing options for your business!
Connect me to a San Antonio lender!
Top SBA Lenders in San Antonio | San Antonio SBA Loans
Introduction
San Antonio is home to a diverse and growing small business community, with industries ranging from technology and healthcare to tourism and manufacturing. However, securing capital to expand and thrive can be a challenge. SBA loans in San Antonio provide an excellent financing option, offering competitive interest rates, long repayment terms, and accessible funding for businesses that may not qualify for conventional loans. Whether you need funds for expansion, purchasing equipment, or refinancing debt, SBA loans can help fuel your business growth.
SBA Lending in San Antonio: Last Year Overview
SBA lending continues to support San Antonio’s small business ecosystem. Here are the key SBA lending statistics from last year:
- Total SBA Loans Issued: $152,060,300
- Number of SBA Loans: 305
- Average Loan Amount: $498,558.36
- Average Interest Rate: 11.03%
- Jobs Supported: 3,248
- SBAlenders.com City Ranking: #13 in the U.S.
These figures highlight the impact of SBA loans in San Antonio, helping entrepreneurs secure necessary funding while driving job creation and economic expansion.
Why Lenders Choose Us
Lenders choose to work with us because we simplify the SBA loan process, ensuring business owners get the best financing options available. Here’s why lenders trust us:
- Extensive Network of SBA-Approved Lenders: We connect businesses with the top SBA lenders in San Antonio and nationwide.
- Efficient Loan Application Process: Our system streamlines approvals and minimizes paperwork.
- Expert Business Loan Guidance: Our team helps business owners navigate SBA loan requirements to improve approval odds.
- Tailored Loan Matching: We analyze business needs and match them with the most suitable lenders.
- Proven Success: Thousands of businesses have secured SBA funding through our platform, helping them grow and create jobs.
By working with us, lenders can efficiently support small businesses while ensuring successful loan outcomes.
Overview of SBA Loan Program in San Antonio
The SBA 7(a) loan program is the most flexible SBA loan option, designed to support various business needs. Here’s what you need to know about SBA loans:
- Loan Size: Up to $5,000,000
- Loan Term: 10 years for non-real estate loans; 25 years for real estate loans
- Interest Rates: Slightly higher than conventional loans, negotiated with lenders within SBA’s maximum interest rate
- Use of Loan Proceeds: Business acquisitions, real estate purchases, equipment financing, debt refinancing, partner buyouts, franchise openings, and working capital
- Down Payment: Typically 10% to 20%
- Credit Score Requirement: 680+ is ideal, with a minimum of 640 for consideration
- Collateral: Not required, but all available collateral must be pledged
SBA loans are designed for businesses that may not qualify under traditional lending standards, offering lower down payments, longer repayment terms, and fewer financial restrictions.
Surrounding Areas
Business owners in nearby areas may also find SBA lending opportunities in these cities:
Alamo Heights, Boerne, Castle Hills, Converse, Helotes, Kirby, Leon Valley, Live Oak, New Braunfels, Schertz, Selma, Shavano Park, Stone Oak, Universal City, Windcrest.
Resources for Small Businesses in San Antonio
San Antonio business owners have access to valuable resources to support their growth:
- San Antonio SBA District Office – Provides assistance with SBA loan programs and applications.
- SCORE San Antonio – Offers free business mentoring and workshops.
- Small Business Development Centers (SBDC) – Provides consulting services for small businesses.
- San Antonio Chamber of Commerce – Connects business owners with networking and funding opportunities.
Summary
SBA loans continue to be a vital funding source for small businesses in San Antonio, offering accessible capital to fuel business growth and job creation. With competitive interest rates, flexible repayment terms, and strong business support, securing an SBA loan could be the key to your business’s success. If you’re looking for the best SBA lenders in San Antonio, explore your options today and take the next step toward securing the right financing.