SBA Loans – San Jose

Last update: Apr 15, 2023


San Jose has a powerful local economy that’s heavily supported by thriving small businesses. To that end, lenders are quick to sanction small business loans in San Jose to support this growing community of business owners. At, we pride ourselves in finding you financial solutions that help your business reach new heights.

Opt for an SBA loan in San Jose to meet your small business financing needs. You can obtain up to $5 million in a San Jose SBA loan which can be used to meet working capital requirements, acquire real estate, purchase machinery and equipment, buy out a partner, and more.

Sure, there will be other small business loans in San Jose, but the SBA loans offered under the 7(a) and 504 programs are the easiest options. There’s less red tape and a greater chance of being approved as lenders get a guarantee for these loans by the SBA. Given the local thriving economy, these top SBA lenders in San Jose will be your best bet:

RankSan Jose LenderHeadquarters# LoansAvg LoanAvg Interest
1Bank of the WestBank of the West14$1,483,1434.1%
2Live OakLive Oak5$2,339,6605.2%
3MUFG Union BankMUFG Union Bank6$2,155,6004.0%
4Newtek Small Business FinanceNewtek Small Business Finance5$365,8006.0%
5Pinnacle BankPinnacle Bank9$500,0004.8%
6U.S. BankU.S. Bank27$233,5565.7%
7Wells FargoWells Fargo5$795,9007.3%

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Tip: Searching for “San Jose business loans” or “SBA lenders near me” won’t do the trick. You’ll be missing out on the many nationwide SBA lenders that can also provide financing for businesses in San Jose. We can help connect you to those lenders that can often beat the terms that your local banks offer!