Top Arizona SBA Lenders | SBA Loans in AZ

Last annual update: Mar 2, 2024

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The SBA lenders in Arizona are among the largest providers of funding under the SBA’s various loan programs to businesses in the state. Funding is available under these programs to business owners in a variety of industries, from hospitality, food and beverage to auto repair and machine shops.

You can rely on the various Arizona SBA lending options to take full advantage of the opportunities to grow your business. The loans provided by these SBA lenders in Arizona can be utilized for a variety of needs, such as constructing new facilities, purchasing real estate, equipment and inventory, acquiring businesses, and more.

Get the financing your business needs to thrive through these top SBA lenders in Arizona:

Top SBA lenders in Arizona

State RankBankBank HQs # of LoansAvg Interest Avg Loan
1U.S. BankCincinnati, OH 1188.8% $137,159
2United Midwest Savings BankDe Graff, OH 6010.9% $383,693
3BayFirst National BankSaint Petersburg, FL 5312.3% $141,457
4Wells FargoSioux Falls, SD 5012.0% $220,578
5Huntington BankColumbus, OH 3810.6% $346,626
6JPMorgan Chase BankColumbus, OH 339.6% $355,573
7Bell BankFargo, ND 278.5% $886,863
8Live OakWilmington, NC 279.8% $1,975,185
9Celtic BankSalt Lake City, UT 2510.9% $983,468
10BancorpSouth BankTupelo, MS 2410.7% $289,458
11CDC Small Business FinanceSan Diego, CA 1912.8% $192,758
12Zions BankSalt Lake City, UT 1911.4% $428,942
13Readycap Lending, LLCBerkeley Heights, NJ 1711.1% $493,318
14Bank of AmericaCharlotte, NC 147.0% $606,336
15MidFirst BankOklahoma City, OK 148.3% $1,097,700
16Newtek BankMiami, FL 1412.1% $281,643
17Noah BankMiami, FL 1412.1% $281,643
18Arizona Capital SourceTucson, AZ 1311.7% $212,038
19Arizona Financial Credit UnionPhoenix, AZ 139.7% $403,846
20Northeast BankLewiston, ME 1211.0% $48,083

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Top industries receiving SBA loans in Arizona

RankIndustry (NAICS Description)# of LoansAvg Interest Avg Loan
1Fitness and Recreational Sports Centers2810.5% $550,304
2Full-Service Restaurants2811.3% $564,804
3Limited-Service Restaurants2710.6% $439,074
4Plumbing, Heating, and Air-Conditioning Contractors2110.2% $442,719
5General Automotive Repair198.9% $976,637
6Electrical Contractors179.9% $355,865
7General Freight Trucking, Local1610.8% $257,400
8Beauty Salons1610.9% $167,819
9Residential Remodelers1610.7% $202,600
10All Other Specialty Trade Contractors1510.3% $307,193
11Other Personal Care Services1410.8% $485,707
12Offices of Dentists1410.7% $771,643
13Offices of Physicians (except Mental Health Specialists)149.7% $487,843
14Offices of Lawyers1310.2% $484,054
15Snack and Nonalcoholic Beverage Bars1110.8% $419,791
16Insurance Agencies and Brokerages119.8% $634,518
17Passenger Car Rental109.0% $19,900
18Offices of All Other Miscellaneous Health Practitioners1010.7% $340,300
19Offices of Mental Health Practitioners (except Physicians)99.4% $318,411
20General Freight Trucking, Long Distance, Truckload911.3% $392,611

SBA loans – Arizona

People tend to have the following concerns about these Arizona SBA lenders:

  1. Whether they’re on the Arizona preferred lender list?
  2. Whether they’re approved to lend in Arizona?
  3. Whether they offer SBA Express loans in Arizona?

These concerns are typically based on the curiosity about SBA lenders in Arizona, particularly about their ability to process loan applications quickly. We have put together this list based on an analysis of thousands of SBA loans sanctioned in a given year. The lenders are ranked based on recent loan activity. 

These Arizona SBA lenders are major players in the industry that have sanctioned the most number of SBA loans in the state. As such, they’re quite familiar with the SBA 7(a) program and other loan options under the SBA umbrella. 

Businesses looking for an SBA loan should also keep in mind that there are major nationwide SBA lenders that will provide loans to businesses wherever they might be based. They have considerable experience with all SBA programs. Don’t make the mistake of simply limiting your search for SBA lenders to your home state. Use our lender match tool to find a suitable lender that can prove to be the right partner for your business. We provide business loan activity for borrowers by state, as well as the major Arizona markets of Phoenix, Scottsdale, and Tucson.

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