Last annual update:
Find me a Lender
A bunch of Georgia-based banks were among the largest lenders to “The Peach State” businesses through the U.S. Small Business Administration’s 7(a) program. Whether your business is a restaurant, auto repair, medical practice, funeral home, veterinary or hotel, your mission is to exceed your customer expectations. So, if you’re ready to step up your business to the next level, here are the top SBA Lenders in Georgia:
Most active SBA lenders in Georgia
| State Rank | Bank | Bank Headquarters | # of Loans | Avg Loan | Avg Interest |
|---|---|---|---|---|---|
| 1 | Wells Fargo | Sioux Falls, SD | 163 | $130,710 | 10.3% |
| 2 | United Midwest Savings Bank | De Graff, OH | 86 | $129,326 | 7.9% |
| 3 | BB&T | Winston Salem, NC | 74 | $466,047 | 7.1% |
| 4 | First Home Bank | Saint Petersburg, FL | 64 | $229,944 | 8.1% |
| 5 | Cadence Bank | Atlanta, GA | 56 | $585,634 | 7.7% |
| 6 | Stearns Bank | Saint Cloud, MN | 56 | $202,179 | 8.1% |
| 7 | Metro City Bank | Doraville, GA | 51 | $1,410,233 | 6.5% |
| 8 | JPMorgan Chase Bank | Columbus, OH | 34 | $113,668 | 8.8% |
| 9 | Celtic Bank | Salt Lake City, UT | 30 | $901,030 | 8.1% |
| 10 | United Community Bank | Blairsville, GA | 30 | $711,933 | 7.1% |
| 11 | Atlantic Capital Bank | Atlanta, GA | 29 | $928,007 | 7.6% |
| 12 | Synovus Bank | Columbus, GA | 27 | $1,665,878 | 6.6% |
| 13 | Live Oak | Wilmington, NC | 26 | $1,406,115 | 6.9% |
| 14 | Newtek Small Business Finance | Lake Success, NY | 26 | $1,088,219 | 8.3% |
| 15 | Citizens Bank | Elizabethton, TN | 25 | $941,740 | 7.7% |
| 16 | Quantum National Bank | Suwanee, GA | 24 | $1,125,063 | 7.1% |
| 17 | Independence Bank | East Greenwich, RI | 23 | $140,435 | 5.8% |
| 18 | Embassy National Bank | Lawrenceville, GA | 22 | $1,270,132 | 6.7% |
| 19 | First IC Bank | Doraville, GA | 21 | $1,641,619 | 6.5% |
| 20 | Ameris Bank | Moultrie, GA | 21 | $1,310,500 | 7.4% |
Find me a Lender
Top Georgia PPP lenders (loans <$150,000)
| Rank | Bank | # PPP Loans |
|---|---|---|
| 1 | Kabbage | 18,608 |
| 2 | Bank of America | 13,115 |
| 3 | Wells Fargo Bank | 9,611 |
| 4 | Truist Bank d/b/a Branch Banking & Trust Co | 8,742 |
| 5 | Cross River Bank | 8,441 |
| 6 | Celtic Bank Corporation | 7,149 |
| 7 | Synovus Bank | 6,623 |
| 8 | United Community Bank | 4,705 |
| 9 | Ameris Bank | 3,900 |
| 10 | WebBank | 3,362 |
Top Georgia PPP lenders (loans >$150,000)
| Rank | Bank | # PPP Loans |
|---|---|---|
| 1 | Truist Bank d/b/a Branch Banking & Trust Co | 2,111 |
| 2 | Synovus Bank | 1,668 |
| 3 | Bank of America | 887 |
| 4 | United Community Bank | 881 |
| 5 | Ameris Bank | 822 |
| 6 | Renasant Bank | 623 |
| 7 | South State Bank | 545 |
| 8 | Regions Bank | 470 |
| 9 | Wells Fargo Bank | 434 |
| 10 | JPMorgan Chase Bank | 412 |
Note: Georgia PPP loan activity data from the CARES Act from March – August and does not include Heals/Heroes Act PPP loans.