Top SBA Lenders – SBA Loans Kentucky

Last annual update: Feb 18, 2022


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Few Kentucky-based banks were among the largest lenders to “The Bluegrass State” businesses through the U.S. Small Business Administration’s 7(a) program. Whether your business is a restaurant, auto repair, medical practice, funeral home, veterinary or hotel, your mission is to exceed your customer expectations. So, if you’re ready to step up your business to the next level, here are the top SBA Lenders in Kentucky:

Most active SBA lenders in Kentucky

KY RankKentucky BankBank HQs# of KY LoansAvg InterestAvg Kentucky Loan
1U.S. BankCincinnati, OH1086.3%$160,248
2The Huntington National BankColumbus, OH765.6%$290,208
3Community Trust BankPikeville, KY644.6%$305,981
4Republic Bank & TrustLouisville, KY454.1%$581,782
5Stock Yards Bank & TrustLouisville, KY244.4%$421,629
6United Midwest Savings BankDe Graff, OH206.0%$254,000
7Newtek Small Business FinanceLake Success, NY117.0%$302,000
8Live OakWilmington, NC115.1%$1,465,909
9Old National BankEvansville, IN94.4%$1,297,122
10First Financial BankTerre Haute, IN74.0%$270,857


SBA loans – Kentucky

A note about these Kentucky SBA lenders – People frequently ask us if one of the banks above is 1) on the Kentucky preferred lender list 2) an approved lender in Kentucky, or 3) participating in the Kentucky SBA Express lending program. All these questions revolve around whether a given SBA bank makes small business SBA loans in Kentucky and can they process SBA loans quickly. The answer is yes, of course. These are not the small banks that only make a few SBA loans a year and do not understand the SBA 7(a) loan program. These are the banks that have made the most SBA loans in Kentucky and in Louisville.

We analyze thousands of SBA loans each year and rank lenders based on recent activity. We would be remiss if we did not mention that although many banks will only lend in certain geographies, there are a handful of extremely aggressive nationwide SBA lenders who will lend anywhere. These lenders understand the SBA program as well as anyone and move very quickly, so we recommend not limiting your search to your home state. If you utilize our lender match tool, we can find you suitable SBA banks based on your geography, industry, and company and size at no cost or obligation to you to save you valuable time.

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