Top Missouri SBA Lenders | SBA Loans in MO

Last annual update: May 8, 2023


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A few Missouri-based banks were among the largest lenders to “The Show Me State” businesses through the U.S. Small Business Administration’s 7(a) program. Whether your business is a restaurant, auto repair, medical practice, funeral home, veterinary or hotel, your mission is to exceed your customer expectations. So, if you’re ready to step up your business to the next level, here are the top SBA Lenders in Missouri:

Top SBA lenders in Missouri

MO RankMissouri BankBank HQs# of LoansAvg InterestAvg MO Loan
1U.S. BankCincinnati, OH966.9%$77,981
2OakStar BankSpringfield, MO496.6%$550,406
3The Bank of MissouriPerryville, MO396.0%$409,254
4The Central Trust BankJefferson City, MO356.8%$302,389
5Commerce BankKansas City, MO226.4%$222,259
6Regent BankTulsa, OK206.8%$519,305
7Legacy Bank & TrustMt. Grove, MO196.3%$312,463
8Guaranty BankSpringfield, MO186.7%$332,400
9Newtek Small Business FinanceLake Success, NY158.0%$869,953
10Live OakWilmington, NC136.0%$1,002,615
11The Bank of HoustonHouston, MO136.4%$1,193,923


SBA loans – Missouri

A note about these Missouri SBA lenders – People frequently ask us if one of the banks above is 1) on the Missouri preferred lender list 2) an approved lender in Missouri, or 3) participating in the Missouri SBA Express lending program. All these questions revolve around whether a given SBA bank makes small business SBA loans in Missouri and can they process SBA loans quickly. The answer is yes, of course. These are not the small banks that only make a few SBA loans a year and do not understand the SBA 7(a) loan program. These are the banks that have made the most SBA loans in Missouri, Kansas City, Saint Louis, and Springfield.

We analyze thousands of SBA loans each year and rank lenders based on recent activity. We would be remiss if we did not mention that although many banks will only lend in certain geographies, there are a handful of extremely aggressive nationwide SBA lenders who will lend anywhere. These lenders understand the SBA program as well as anyone and move very quickly, so we recommend not limiting your search to your home state. If you utilize our lender match tool, we can find you suitable SBA banks based on your geography, industry, and company and size at no cost or obligation to you to save you valuable time.

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