Top Texas SBA Lenders | SBA Loans in TX

Last update: Apr 15, 2024

  Find me a lender

A note about these Texas SBA lenders – People frequently ask us if one of the banks above is 1) on the Texas preferred lender list 2) an approved lender in Texas, or 3) participating in the Texas SBA Express lending program. All these questions revolve around whether a given SBA bank makes small business SBA loans in Texas and can they process SBA loans quickly. The answer is yes, of course. These are not the small banks that only make a few SBA loans a year and do not understand the SBA 7(a) loan program. These are the banks that have made the most SBA loans in Texas. We analyze thousands of SBA loans each year and rank lenders based on recent activity. We provide business loan activity for borrowers by state, as well as the major Texas metro markets of Austin, Dallas & Fort Worth, El Paso, Houston, and San Antonio.

We would be remissed if we did not mention that although many banks will only lend in certain geographies, there are a handful of extremely aggressive nationwide SBA lenders who will lend anywhere. These lenders understand the SBA program as well as anyone and move very quickly, so we recommend not limiting your search to your home state. If you utilize our lender match tool, we can find you suitable SBA banks based on your geography, industry, and company and size at no cost or obligation to you to save you valuable time. Just click on the find SBA lenders near me button below to get started.

Top SBA lenders in Texas

RankBankBank HQs# of LoansAvg Interest Avg Loan
1BayFirst National BankSaint Petersburg, FL23912.7% $147,637
2Huntington BankCOLUMBUS, OH20310.8% $395,161
3Wells FargoSIOUX FALLS, SD18112.6% $183,473
4Newtek BankMiami, FL14911.9% $481,447
5Noah BankMiami, FL14911.9% $481,447
6United Midwest Savings BankDE GRAFF, OH14811.1% $215,365
7Readycap Lending, LLCBERKELEY HEIGHTS, NJ14812.6% $498,725
8JPMorgan Chase BankCOLUMBUS, OH13411.9% $210,811
9Live OakWILMINGTON, NC1029.6% $1,705,494
10BancorpSouth BankTUPELO, MS8611.0% $439,413
11Wallis BankWALLIS, TX589.9% $1,610,947
12Bank of AmericaCHARLOTTE, NC567.7% $572,143
13PNC BankWILMINGTON, DE5411.0% $445,730
14Celtic BankSALT LAKE CITY, UT5411.2% $525,794
15PlainsCapital BankDALLAS, TX5310.9% $363,030
16Comerica BankDALLAS, TX509.4% $513,328
17Frost BankSAN ANTONIO, TX469.6% $624,120
18First Internet Bank of IndianaFISHERS, IN4511.0% $1,340,044
19Northeast BankLEWISTON, ME4411.2% $69,770
20U.S. BankCINCINNATI, OH449.7% $450,223

  Find me a Texas lender

Top industries receiving SBA loans in Texas

RankIndustry (NAICS Description)# of LoansAvg Interest Avg Loan
1Full-Service Restaurants14610.5% $708,308
2Limited-Service Restaurants11010.6% $588,602
3Fitness and Recreational Sports Centers9810.8% $424,055
4Child Day Care Services6410.1% $1,219,441
5Hotels (except Casino Hotels) and Motels619.7% $2,838,249
6Plumbing, Heating, and Air-Conditioning Contractors6111.3% $496,559
7Residential Remodelers6111.9% $297,548
8Offices of Physicians (except Mental Health Specialists)609.9% $925,838
9Snack and Nonalcoholic Beverage Bars6010.8% $653,188
10General Freight Trucking, Long Distance, Truckload5712.0% $294,556
11Insurance Agencies and Brokerages4910.6% $572,322
12Landscaping Services4911.1% $367,731
13Other Personal Care Services4710.4% $703,221
14Beauty Salons4311.1% $286,107
15General Freight Trucking, Local4311.6% $444,807
16General Automotive Repair3910.9% $508,533
17Pet Care (except Veterinary) Services3910.3% $907,951
18Janitorial Services3610.8% $257,325
19All Other Specialty Trade Contractors3411.2% $446,947
20Home Health Care Services3411.3% $894,009

  Find SBA lenders near me!