Top Home Healthcare Lenders
| Rank | SBA Lender | SBA Lenders HQs | # of Loans | Avg Loan | Avg Rate |
|---|---|---|---|---|---|
| 1 | Live Oak | Wilmington, NC | 71 | $975,887 | 9.4% |
| 2 | Huntington Bank | Columbus, OH | 28 | $484,136 | 9.5% |
| 3 | U.S. Bank | Cincinnati, OH | 26 | $543,392 | 8.4% |
| 4 | Noah Bank | Miami, FL | 22 | $542,955 | 10.3% |
| 5 | Newtek Bank | Miami, FL | 22 | $542,955 | 10.3% |
| 6 | Northeast Bank | Lewiston, ME | 18 | $179,156 | 10.3% |
| 7 | Port 51 Lending | Green Bay, WI | 16 | $721,313 | 8.1% |
| 8 | Associated Bank | Green Bay, WI | 16 | $721,313 | 8.1% |
| 9 | Green Bay, WI | 16 | $721,313 | 8.1% | |
| 10 | M&T | Buffalo, NY | 13 | $196,192 | 10.7% |
| 11 | CenTrust Bank | Northbrook, IL | 11 | $211,364 | 11.0% |
| 12 | Readycap Lending, LLC | Berkeley Heights, NJ | 10 | $283,070 | 11.1% |
| 13 | Celtic Bank | Salt Lake City, UT | 10 | $663,500 | 10.1% |
| 14 | First Bank of the Lake | Osage Beach, MO | 9 | $237,256 | 9.6% |
| 15 | Zions Bank | Salt Lake City, UT | 8 | $143,188 | 8.9% |
| 16 | United Midwest Savings Bank | De Graff, OH | 8 | $255,250 | 9.8% |
| 17 | JPMorgan Chase Bank | Columbus, OH | 6 | $245,833 | 11.2% |
| 18 | CDC Small Business Finance | San Diego, CA | 5 | $143,280 | 10.2% |
| 19 | Fifth Third Bank | Cincinnati, OH | 5 | $764,200 | 10.5% |
| 20 | Lendistry SBLC | Los Angeles, CA | 5 | $256,800 | 11.6% |
Recent Home Health Loan Activity
| Industry | Year | Qtr | # of Loans | Avg Loan | Avg Rate* |
|---|---|---|---|---|---|
| Home Health Care Services | 2026 | 2 | 144 | $491,008 | 9.8% |
| Home Health Care Services | 2026 | 1 | 154 | $722,651 | 9.2% |
| Home Health Care Services | 2025 | 4 | 102 | $435,726 | 9.7% |
| Home Health Care Services | 2025 | 3 | 156 | $551,972 | 10.1% |
| Home Health Care Services | 2025 | 2 | 167 | $375,335 | 10.2% |
| Home Health Care Services | 2025 | 1 | 211 | $478,392 | 10.2% |
| Home Health Care Services | 2024 | 4 | 209 | $479,221 | 10.6% |
| Home Health Care Services | 2024 | 3 | 172 | $408,745 | 11.1% |
| Home Health Care Services | 2024 | 2 | 140 | $359,004 | 11.2% |
| Home Health Care Services | 2024 | 1 | 129 | $345,022 | 11.2% |
| Home Health Care Services | 2023 | 4 | 102 | $495,360 | 11.5% |
| Home Health Care Services | 2023 | 3 | 92 | $556,840 | 11.0% |
| Home Health Care Services | 2023 | 2 | 92 | $702,577 | 10.7% |
| Home Health Care Services | 2023 | 1 | 98 | $407,134 | 10.1% |
| Home Health Care Services | 2022 | 4 | 75 | $506,247 | 8.6% |
| Home Health Care Services | 2022 | 3 | 60 | $434,670 | 7.6% |
| Home Health Care Services | 2022 | 2 | 88 | $531,914 | 6.3% |
| Home Health Care Services | 2022 | 1 | 74 | $441,858 | 5.7% |
| Home Health Care Services | 2021 | 4 | 61 | $632,492 | 5.6% |
| Home Health Care Services | 2021 | 3 | 92 | $565,297 | 5.7% |
* Note that most SBA loans are variable-rate loans. The rates listed above is the initial interest rate at loan closing. Variable-rate SBA loans fluctuate by the fed funds rate set by the Federal Reserve.